OSB Helper

Office of the Superintendent of Bankruptcy agent


Answers provided by the OSB Helper are automatically generated by scanning the Bankruptcy and Insolvency Act and related directives from the [Office of the Superintendent of Bankruptcy] (/articles/debt-actors/office-of-superintendent-of-bankruptcy-osb/).

If you have any questions about the OSB Helper, contact us, we’re happy to chat.








How long to pay off line of credit? DEBT INSIDERS

How long to pay off line of credit?

debt management plan
Discover effective repayment strategies to pay off your line of credit faster. Learn how payment frequency and amounts can impact your timeline. Read now!
What is a credit counselling summary? DEBT INSIDERS

What is a credit counselling summary?

debt management plan
Discover the essentials of a credit counselling summary! Learn how it supports your debt management plan and boosts your financial well-being. Read now!
Do debt collectors take you to court? DEBT INSIDERS

Do debt collectors take you to court?

debt settlement
Worried about debt collectors suing you? Understand their court action rights and how to protect yourself. Learn more about your options and stay informed!
How to check credit score TD Bank? DEBT INSIDERS

How to check credit score TD Bank?

credit rebuilding
Curious about your credit score with TD Bank? Learn how to easily check it using the TD Bank app and get insights into your credit health. Read now!
How long is a consumer proposal? DEBT INSIDERS

How long is a consumer proposal?

consumer proposal
Discover the typical consumer proposal duration in Canada—usually up to 60 months. Learn how smart strategies can extend or shorten your timeline. Read now!
How can I file bankruptcy with no money? DEBT INSIDERS

How can I file bankruptcy with no money?

personal bankruptcy
Struggling to file bankruptcy with no money? Discover how a Licensed Insolvency Trustee can help you navigate the process with reduced fees. Learn more now!
How does collections work in Canada? DEBT INSIDERS

How does collections work in Canada?

debt settlement
Discover how collection agencies operate in Canada, their legal boundaries, and tips for effective debt negotiation. Learn more about your rights today!
How can I remove collections from my credit report?

How can I remove collections from my credit report?

credit rebuilding
Easy strategies to remove collections from your credit report! Learn how to dispute errors, negotiate with creditors, and improve your credit score. Read now!
Why would I owe the Ministry of Finance? DEBT INSIDERS

Why would I owe the Ministry of Finance?

debt settlement
Discover why you might owe the Ministry of Finance for unpaid taxes or overpayments. Gain clarity and tackle your concerns with confidence. Learn more now!
How long does bankruptcy stay on credit report Canada?

How long does bankruptcy stay on credit report Canada?

personal bankruptcy
Find how long bankruptcy stays on your credit report in Canada. Learn about bankruptcy duration, impact on your credit score & rebuilding strategies. Read now!