OSB Helper

Office of the Superintendent of Bankruptcy agent


Answers provided by the OSB Helper are automatically generated by scanning the Bankruptcy and Insolvency Act and related directives from the [Office of the Superintendent of Bankruptcy] (/articles/debt-actors/office-of-superintendent-of-bankruptcy-osb/).

If you have any questions about the OSB Helper, contact us, we’re happy to chat.








How does a consumer proposal affect my credit? DEBT INSIDERS

How does a consumer proposal affect my credit?

consumer proposal
Filing a consumer proposal can affect your credit score with an R7 mark. Learn about the recovery timeline & how to rebuild your credit post-proposal. Read now!
Does phone bill affect credit score Canada? DEBT INSIDERS

Does phone bill affect credit score Canada?

credit rebuilding
Does your phone bill affect your credit score in Canada? Discover how timely payments impact your credit health. Learn more to stay financially savvy!
Is TPH Legal Services legit? DEBT INSIDERS

Is TPH Legal Services legit?

financial planning
Uncover the legitimacy concerns surrounding TPH Legal Services. With a poor BBB rating and 128 complaints, find out what you need to know before answering!
How to declare bankruptcies in Alberta? DEBT INSIDERS

How to declare bankruptcies in Alberta?

personal bankruptcy
Learn how to declare bankruptcy in Alberta with expert guidance! Discover the steps to take and the true role of a Insolvency Trustee. Start your journey now!
Does TD use Equifax or TransUnion? DEBT INSIDERS

Does TD use Equifax or TransUnion?

financial planning
Discover whether TD Bank relies on Experian for credit checks or occasionally taps into Equifax and TransUnion. Learn more about TD Bank credit practices!
Is a consumer proposal the same as bankruptcy? DEBT INSIDERS

Is a consumer proposal the same as bankruptcy?

consumer proposal
Discover the key differences between a consumer proposal and personal bankruptcy. Learn how each option affects your debt and credit score. Find out more now!
Do collection agencies take you to court? DEBT INSIDERS

Do collection agencies take you to court?

debt settlement
If you're wondering if collection agencies take you to court, the answer may surprise you. Discover their tactics and legal rights in debt recovery. Read now!
How to claim bankruptcy in Canada? DEBT INSIDERS

How to claim bankruptcy in Canada?

personal bankruptcy
Thinking about how to claim bankruptcy in Canada? Discover a easy guide to navigate the process, eligibility, and the role of an Insolvency Trustee. Read now!
What is consumer proposal Ontario? DEBT INSIDERS

What is consumer proposal Ontario?

consumer proposal
Discover how a consumer proposal in Ontario can simplify your debts into one manageable payment. Learn how to protect your assets and regain control—read now!
How to see my credit score TD? DEBT INSIDERS

How to see my credit score TD?

credit rebuilding
Discover how to check your TD Bank credit score for free! Explore the TD Bank app or Interac Verification Service for quick credit score access. Read now!