OSB Helper

Office of the Superintendent of Bankruptcy agent


Answers provided by the OSB Helper are automatically generated by scanning the Bankruptcy and Insolvency Act and related directives from the [Office of the Superintendent of Bankruptcy] (/articles/debt-actors/office-of-superintendent-of-bankruptcy-osb/).

If you have any questions about the OSB Helper, contact us, we’re happy to chat.








Why is Veritas Alliance calling me? DEBT INSIDERS

Why is Veritas Alliance calling me?

debt management plan
Discover why Veritas Alliance is contacting you about debt collection or potential billing issues. Learn how to verify the debt and protect your rights!
Why is ARO Inc calling me? DEBT INSIDERS

Why is ARO Inc calling me?

debt settlement
Receiving calls from ARO Inc? Discover why they're contacting you about debt collection and learn how to verify the debt. Read now to protect yourself!
How long does collection stay on credit report Canada?

How long does collection stay on credit report Canada?

credit rebuilding
Discover how long collections stay on your credit report in Canada. Learn about the six-year duration and when they disappear. Read now for vital insights!
What can you not do after filing bankruptcies? DEBT INSIDERS

What can you not do after filing bankruptcies?

personal bankruptcy
Discover what you can't do after filing for bankruptcy. Learn about restrictions on new credit and major purchases, and build a better financial future. Read now!
Is consumer proposal worth it? DEBT INSIDERS

Is consumer proposal worth it?

consumer proposal
Considering a consumer proposal for debt reduction? Discover the pros and cons of this debt management option. Find out if it's worth it—read now!
Why is FDR Ltd calling me? DEBT INSIDERS

Why is FDR Ltd calling me?

debt settlement
FDR Ltd may be calling you about debt collection services related to overdue bills. Learn about your rights and the verification request process. Read more now!
How to check credit score in RBC app? DEBT INSIDERS

How to check credit score in RBC app?

financial planning
Discover how to check your RBC credit score easily within the RBC app. Learn the steps to access your score and monitor your financial health. Read now!
Why is CBV Collections calling me? DEBT INSIDERS

Why is CBV Collections calling me?

debt management plan
Discover why CBV Collections is contacting you about your outstanding debt. Learn your rights, potential payment plans, and options. Read now for clarity!
How to file bankruptcy? DEBT INSIDERS

How to file bankruptcy?

personal bankruptcy
Thinking about how to file bankruptcy in Canada? Discover the steps to navigate the bankruptcy process and find relief from debt. Learn more today!
How long do hard inquiries stay on credit report Canada?

How long do hard inquiries stay on credit report Canada?

credit rebuilding
Discover how long hard inquiries stay on your credit report in Canada and when they stop affecting your score. Learn more about managing your credit today!