OSB Helper

Office of the Superintendent of Bankruptcy agent


Answers provided by the OSB Helper are automatically generated by scanning the Bankruptcy and Insolvency Act and related directives from the [Office of the Superintendent of Bankruptcy] (/articles/debt-actors/office-of-superintendent-of-bankruptcy-osb/).

If you have any questions about the OSB Helper, contact us, we’re happy to chat.








What is debt settlement Canada? DEBT INSIDERS

What is debt settlement Canada?

debt settlement
Discover how debt settlement in Canada allows you to negotiate with creditors for less than what you owe. Explore options and learn how it differs from bankruptcy. Read now!
How to pay off credit card TD? DEBT INSIDERS

How to pay off credit card TD?

debt management plan
Discover effective ways to pay off your TD credit card & save on interest. Learn budgeting tips and TD payment methods to manage your balance better. Read now!
How to remove collection accounts from credit report? DEBT INSIDERS

How to remove collection accounts from credit report?

credit rebuilding
Discover effective steps to remove collection accounts from your credit report in Canada. Learn how to dispute inaccuracies and improve your credit health—Read now!
How does a consumer proposal work? DEBT INSIDERS

How does a consumer proposal work?

consumer proposal
Discover how a consumer proposal works as a debt settlement solution that helps you regain control of your finances. Learn more about this helpful process!
How to remove consumer proposal from credit report?

How to remove consumer proposal from credit report?

consumer proposal
Discover how to remove a consumer proposal from your credit report in Canada. Learn the steps to ensure a fresh start asap! Read now for expert tips & guidance.
Which banks use Equifax in Canada? DEBT INSIDERS

Which banks use Equifax in Canada?

financial planning
Discover which banks in Canada use Equifax for credit reporting, including TD, CIBC, and more. Learn how your credit report is accessed. Read now!
How can I get a quick loan? DEBT INSIDERS

How can I get a quick loan?

financial planning
Need a quick loan? Discover speedy options in Canada, from payday loans to short-term solutions. Learn about managing debt effectively—read now!
How long before a creditor can garnish wages? DEBT INSIDERS

How long before a creditor can garnish wages?

debt settlement
Learn how long the garnishment process takes and what to expect after a court judgement. Stay informed about your rights. Read now for essential insights!
How long does bankruptcies last? DEBT INSIDERS

How long does bankruptcies last?

personal bankruptcy
Discover the bankruptcy duration in Canada! Learn how long a bankruptcy lasts on your credit report and find out what to expect during the process. Read now!
Can I keep a credit card during consumer proposal?

Can I keep a credit card during consumer proposal?

consumer proposal
Wondering if you can keep a credit card during a consumer proposal? Discover your options with credit cards, including prepaid alternatives. Learn more now!