Consumer Proposal

Top Bankruptcy Alternative

Consumer proposals provide an effective solution for individuals seeking to regain control of their financial situation while avoiding bankruptcy. This resource page offers a comprehensive range of articles, answers to common questions, and inspiring stories related to consumer proposals. Here, you can learn what a consumer proposal is, how it works, alternatives to consider, and strategies to avoid the need for such a proposal.

Insights from Real Experiences and Anonymous Q&A

Inside, you’ll find anonymous questions and stories from those who have experienced consumer proposals firsthand. These resources help demystify the process, allowing you to gain insights from others’ journeys. By exploring these valuable materials, you can make informed financial decisions and feel empowered to take steps toward a more secure future.


Can you keep your house with a consumer proposal?

Can you keep your house with a consumer proposal?

consumer proposal
Struggling with debt and wondering if you can keep your house during a proposal? Discover how to protect your home while managing mortgage payments. Read now!
Benefits of Consumer Proposal | Financial Relief & Protection

Benefits of Consumer Proposal

Financial Relief & Protection

consumer proposal
Discover the benefits of a consumer proposal, including financial relief and legal protection. Rebuild your credit and regain peace of mind. Learn more today!
Risks of Consumer Proposal | Legal, Financial, and Mental Health

Risks of Consumer Proposal

Legal, Financial, and Mental Health

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Explore the risks of consumer proposals, from credit score impacts to hidden fees. Understand the consequences and take control of your financial future. Learn more!
What occurs after 45 days in a consumer proposal?

What occurs after 45 days in a consumer proposal?

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Discover what happens after day 45 of your proposal. Learn about key changes, creditor meetings, and how a Licensed Insolvency Trustee can help. Read now!
What is the success rate of consumer proposals in Canada?

What is the success rate of consumer proposals in Canada?

consumer proposal
Although the success rate of a proposal in Canada can vary, with about 70% approval from creditors, it can be a solid choice for managing debt. Learn more!
Eligibility Requirements | Consumer Proposal Details Explained

Eligibility Requirements

Consumer Proposal Details Explained

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Discover if you're eligible for a consumer proposal! Learn about requirements, the role of trustees, and real-world examples. Get started now!
Who is responsible for paying consumer proposal fees?

Who is responsible for paying consumer proposal fees?

consumer proposal
Discover who pays for a consumer proposal, how fees are managed and the role of a Licensed Insolvency Trustee. Read now to understand your financial commitment!
Cost of a Consumer Proposal | Fees, Calculations and More

Cost of a Consumer Proposal

Fees, Calculations and More

consumer proposal
Discover the cost of a consumer proposal and how it can benefit your financial health. Learn tips to manage costs effectively. Get started today!
Do creditors have to approve a consumer proposal?

Do creditors have to approve a consumer proposal?

consumer proposal
Discover whether creditors must accept a consumer proposal in Canada. Learn about the process and tips to strengthen your proposal. Read now!
Can I keep my car during a consumer proposal?

Can I keep my car during a consumer proposal?

consumer proposal
Wondering if you can keep your car in a consumer proposal? Discover the rules and essential tips for debt management. Learn more about your options today!