Dawson Creek

Achieve Debt Relief with Consumer Proposals

Dawson Creek, debt help, British Columbia

Dawson Creek, a key city in northeastern British Columbia, faces challenges for residents struggling with debt. The economy relies on unstable industries like oil and gas, leading to job insecurity. Healthcare is limited and costly, contributing to financial stress. With insufficient resources for debt relief and financial management, residents may find it difficult to navigate unexpected expenses and everyday life.

City: Dawson Creek
Province/Territory: British Columbia (BC), Canada
Est. Population: 12,323

Financial Challenges

Living in Dawson Creek can be hard for those with money problems. The city has a shortage of doctors, so healthcare can be expensive or hard to get. This means you might have to spend more money on medical care or travel to other places for help. Also, the city has to use its money carefully, so things like fixing roads or improving services might not get done quickly. This can make everyday life more difficult and sometimes cost more.

Finding a stable job can also be a challenge because many jobs in Dawson Creek are in industries like oil, gas, and mining, which can change a lot. When these industries slow down, there are fewer jobs available, making it harder to earn enough money. Unexpected expenses, like car repairs or emergencies, can lead to more debt, and there aren’t always enough support options to help people manage their finances. This makes it tough to live and work in Dawson Creek if you’re facing money problems.

Debt Relief Solutions Available

Financial Planning

You are creating a detailed plan to manage your finances, including budgeting, setting financial goals, and saving for future needs. It's about gaining control over your money, making informed decisions, and reducing the likelihood of new debt.

Find out more about Financial Planning

Debt Management Plan

Pay off your debt through consolidated payments and sometimes lower interest rates. In a Debt Management Plan (DMP), a credit counselor works with creditors to negotiate terms that make your debt more manageable, resulting in a single monthly payment.

Find out more about Debt Management

Debt Consolidation

Combine multiple debts, such as credit card balances and personal loans, into a single loan with a lower interest rate. This can simplify your payment process and reduce the total interest charges over time, making it easier to pay down your debt.

Find out more about Debt Consolidation

Debt Settlement

Negotiate with your creditors to reduce the amount you owe in exchange for a reduced lump-sum payment. Creditors are willing to write off the debt because they receive immediate payment. Typically, these negotiations are handled by debt settlement companies.

Find out more about Debt Settlement

Consumer Proposal

A consumer proposal is a legally binding agreement between you and your creditors to repay a portion of your debt over an extended period. Administered by an LIT, the proposal will outline a fixed monthly payment plan you can afford.

Find out more about Consumer Proposals

Bankruptcy

Personal bankruptcy is a legal process that relieves individuals who cannot repay their debts. It involves erasing most of your unsecured debts and giving you a fresh financial start, but it also has a long-term impact on your credit rating.

Find out more about Bankruptcy


a serene landscape of Dawson Creek, illustrating its vibrant community and promoting debt relief solutions.

*Illustration of Dawson Creek, British Columbia

Debt Data

This table includes estimates on the number of residents who are experiencing financial stress situations. You are not alone.

ItemDescriptionEstimated
Living paycheck to paycheckNumber of residents who are living paycheck to paycheck5,792
Living in povertyNumber of residents who are living in poverty1,368
Debt defaultedNumber of residents who have defaulted on a debt payment134
InsolvenciesNumber of residents who filed for insolvency31
Consumer proposalNumber of residents who filed for a consumer proposal23
Personal bankruptcyNumber of residents who filed for personal bankruptcy7

The estimates above are based on the following ratios living paycheck to paycheck rate (47%), poverty rate (11.1%), delinquency rate (1.09%), insolvency rate (0.25%), consumer proposal rate (0.19%), personal bankruptcy rate (.06%) from the following sources leger360.com, statcan.gc.ca, consumer.equifax.ca and is, d-isde.canada.ca.

Elimiate up to 80% of Your Debt

High cost of gas, high cost of groceries, high lending rates, low salary - being in debt is not your fault! See if you qualify for government debt programs and get out of debt today!

Write off up to 80% of your debts Reduce debts into one affordable monthly payment Stop all collections calls No interest and charges (completely frozen) Government-legislated debt relief programs

Areas / Neighbourhoods

  • Downtown Dawson Creek
    The heart of the city, Downtown Dawson Creek is a vibrant area that features a mix of shops, restaurants, and services. It’s home to local businesses, cultural attractions, and community events, making it a lively spot for both residents and visitors.

  • Bear Mountain
    Known for its scenic views and outdoor recreational opportunities, Bear Mountain offers a blend of residential living and natural beauty. The area is popular for hiking and biking, and its proximity to nature makes it a desirable location for families and outdoor enthusiasts.

  • Alaska Highway Corridor
    This area follows the historic Alaska Highway and is characterized by its unique charm and local attractions. It serves as a gateway to outdoor activities and is home to various businesses that cater to travelers and locals alike.

  • Tupper Area
    Located just outside of the city, the Tupper area is known for its spacious properties and country living. It appeals to those looking for a quieter lifestyle while still being close to the amenities of Dawson Creek.

  • Dawson Creek North
    This neighborhood features a mix of residential and commercial properties. It’s known for its family-friendly atmosphere, schools, and parks, making it an attractive area for families and those seeking a community-oriented environment.

  • South Dawson Creek
    A growing area with various housing options, South Dawson Creek offers a suburban feel with easy access to the city’s amenities. It is also home to several parks and recreational facilities, appealing to young families and outdoor enthusiasts.

a serene landscape of Dawson Creek, illustrating its vibrant community and promoting debt relief solutions. Debt solutions available.

Illustration of Dawson Creek, British Columbia, Canada

Cost of Living

This table provides a breakdown of various average cost-of-living expenses in Dawson Creek, Canada to help understand the financial requirements for different living situations.

ItemDescriptionAverage Cost
Housing (1BR)Monthly rent for a 1-bedroom apartment$2,872
Housing (2BR)Monthly rent for a 2-bedroom apartment$3,777
Average Home PriceAverage price to purchase a home$991,000
UtilitiesMonthly cost for electricity, heating, water, and garbage$250
Food (Single)Monthly grocery cost for a single person$400
Food (Family)Monthly grocery cost for a family of four$1,100
Healthcare (Rx)Monthly cost for prescription medications$35
Healthcare (Dental)Monthly cost for dental care$225
Healthcare (Vision)Monthly cost for vision care$250
Transportation (Public)Monthly cost for public transit$2,872
Transportation (Car)Monthly cost for car ownership$750
Childcare (Daycare)Monthly cost for daycare$1,350
Childcare (After-School)Monthly cost for after-school programs$500

The cost of living data is based on provincial averages and may differ between cities, towns, and rural areas.

Top Questions

  1. What is the average cost of living in Dawson Creek, BC?
  2. How does the job market in Dawson Creek compare to other cities in British Columbia?
  3. What are the typical salaries for common professions in Dawson Creek?
  4. What financial support programs are available for residents facing economic challenges in Dawson Creek?
  5. How have property prices changed in Dawson Creek over the past few years?
  6. What is the economic outlook for Dawson Creek in the next five years?
  7. Are there affordable housing options in Dawson Creek for low-income families?

If you have a question about debt see our debt related question or ask your own debt related question.

Overview

Dawson Creek is a city located in northeastern British Columbia, known as the “Mile 0” of the Alaska Highway, which means it is an important starting point for travelers heading north. The city has a diverse economy with key industries including oil and gas extraction, agriculture, and wood product manufacturing. Its location provides easy access to natural resources, making it a hub for energy production. The area also features several parks and recreational spaces, promoting outdoor activities like hiking, fishing, and camping, which make it a pleasant place for residents and visitors alike. Additionally, it hosts events throughout the year that celebrate local culture and community spirit.



Elimiate up to 80% of Your Debt

High cost of gas, high cost of groceries, high lending rates, low salary - being in debt is not your fault! See if you qualify for government debt programs and get out of debt today!

Write off up to 80% of your debts
Reduce debts into one affordable monthly payment
Stop all collections calls
No interest and charges (completely frozen)
Government-legislated debt relief programs