Beauport
Expert Debt Relief & Consumer Proposal Services
Beauport, debt relief, Quebec
Beauport, a borough in Quebec City, offers scenic views and a blend of urban and natural landscapes. However, residents face financial challenges due to high living costs, including rent and groceries. Job opportunities may not provide sufficient income, and high taxes further strain finances. Access to affordable debt relief options can be limited, adding to residents’ financial stress.
City: Beauport
Province/Territory: Quebec (QC), Canada
Est. Population: 8,164
Financial Challenges
Living in Beauport can be hard for people who are struggling with money. The cost of things like rent, groceries, and getting around can be high, which makes it tough to save money. If someone loses their job or doesn’t earn enough, paying bills and managing debt becomes even more stressful. There might also be few affordable places to live, adding to the financial worry.
Working in Beauport also has its challenges. Some jobs may not pay enough to cover all the necessary expenses, making it difficult to afford things like housing and utilities. High taxes set by the government can take away a big part of what people earn, leaving less money for personal needs. Additionally, finding help with debt or getting affordable loans might be hard, which makes it tougher for people to get back on their feet financially.
Debt Relief Solutions Available
Financial Planning
You are creating a detailed plan to manage your finances, including budgeting, setting financial goals, and saving for future needs. It's about gaining control over your money, making informed decisions, and reducing the likelihood of new debt.
Find out more about Financial PlanningDebt Management Plan
Pay off your debt through consolidated payments and sometimes lower interest rates. In a Debt Management Plan (DMP), a credit counselor works with creditors to negotiate terms that make your debt more manageable, resulting in a single monthly payment.
Find out more about Debt ManagementDebt Consolidation
Combine multiple debts, such as credit card balances and personal loans, into a single loan with a lower interest rate. This can simplify your payment process and reduce the total interest charges over time, making it easier to pay down your debt.
Find out more about Debt ConsolidationDebt Settlement
Negotiate with your creditors to reduce the amount you owe in exchange for a reduced lump-sum payment. Creditors are willing to write off the debt because they receive immediate payment. Typically, these negotiations are handled by debt settlement companies.
Find out more about Debt SettlementConsumer Proposal
A consumer proposal is a legally binding agreement between you and your creditors to repay a portion of your debt over an extended period. Administered by an LIT, the proposal will outline a fixed monthly payment plan you can afford.
Find out more about Consumer ProposalsBankruptcy
Personal bankruptcy is a legal process that relieves individuals who cannot repay their debts. It involves erasing most of your unsecured debts and giving you a fresh financial start, but it also has a long-term impact on your credit rating.
Find out more about Bankruptcy
*Illustration of Beauport, Quebec
Debt Data
This table includes estimates on the number of residents who are experiencing financial stress situations. You are not alone.
Item | Description | Estimated |
---|---|---|
Living paycheck to paycheck | Number of residents who are living paycheck to paycheck | 3,837 |
Living in poverty | Number of residents who are living in poverty | 906 |
Debt defaulted | Number of residents who have defaulted on a debt payment | 89 |
Insolvencies | Number of residents who filed for insolvency | 20 |
Consumer proposal | Number of residents who filed for a consumer proposal | 16 |
Personal bankruptcy | Number of residents who filed for personal bankruptcy | 5 |
The estimates above are based on the following ratios living paycheck to paycheck rate (47%), poverty rate (11.1%), delinquency rate (1.09%), insolvency rate (0.25%), consumer proposal rate (0.19%), personal bankruptcy rate (.06%) from the following sources leger360.com, statcan.gc.ca, consumer.equifax.ca and is, d-isde.canada.ca.
Elimiate up to 80% of Your Debt
High cost of gas, high cost of groceries, high lending rates, low salary - being in debt is not your fault! See if you qualify for government debt programs and get out of debt today!
Areas / Neighbourhoods
Old Beauport
A historic neighborhood featuring charming streets, well-preserved architecture, and a vibrant community atmosphere. Visitors can enjoy local shops, cafes, and historical sites, with easy access to the scenic Beauport Bay.Beauport Bay
This area is known for its stunning waterfront views and recreational opportunities. Residents and visitors often engage in boating, fishing, and promenading along the beautiful coastline. The proximity to nature trails adds to its appeal.Chutes Montmorency
Famous for the breathtaking Montmorency Falls, this area offers outdoor activities and picturesque landscapes. A popular tourist destination, it features parks, walking trails, and viewing platforms for the falls.Limoilou
Though technically just outside of Beauport, Limoilou is often associated with the region due to its vibrant community feel. Known for its arts scene, trendy cafes, and diverse cultural offerings, it attracts a younger demographic.Beauport Town Centre
This bustling neighborhood includes shopping centers, restaurants, and essential services. It serves as a commercial hub for locals and provides convenient access to various amenities.Moulin à Paroles
A small but cozy neighborhood known for its cultural events and artistic community. The area hosts local art galleries and music festivals, contributing to a vibrant community-focused lifestyle.Les Rivieres
Known for its family-friendly environment, Les Rivieres offers parks, schools, and community facilities, making it an attractive area for families. The neighborhood features spacious homes and a welcoming atmosphere.Lac Beauport
This picturesque area is ideal for outdoor enthusiasts, with numerous lakeside activities such as kayaking, paddleboarding, and hiking. The natural beauty and tranquil setting make it a sought-after destination for those seeking relaxation.

Illustration of Beauport, Quebec, Canada
Cost of Living
This table provides a breakdown of various average cost-of-living expenses in Beauport, Canada to help understand the financial requirements for different living situations.
Item | Description | Average Cost |
---|---|---|
Housing (1BR) | Monthly rent for a 1-bedroom apartment | $1,270 |
Housing (2BR) | Monthly rent for a 2-bedroom apartment | $1,750 |
Average Home Price | Average price to purchase a home | $502,000 |
Utilities | Monthly cost for electricity, heating, water, and garbage | $200 |
Food (Single) | Monthly grocery cost for a single person | $300 |
Food (Family) | Monthly grocery cost for a family of four | $850 |
Healthcare (Rx) | Monthly cost for prescription medications | $35 |
Healthcare (Dental) | Monthly cost for dental care | $200 |
Healthcare (Vision) | Monthly cost for vision care | $225 |
Transportation (Public) | Monthly cost for public transit | $1,270 |
Transportation (Car) | Monthly cost for car ownership | $550 |
Childcare (Daycare) | Monthly cost for daycare | $650 |
Childcare (After-School) | Monthly cost for after-school programs | $300 |
The cost of living data is based on provincial averages and may differ between cities, towns, and rural areas.
Top Questions
- What is the cost of living in Beauport compared to other cities in Quebec?
- What are the average housing prices in Beauport for buyers and renters?
- How is the job market in Beauport and what are the main industries driving the economy?
- What financial challenges do residents of Beauport face?
- Are there any local programs or resources available to assist residents with financial difficulties in Beauport?
- How has the economic outlook for Beauport changed in recent years?
- What are the average incomes in Beauport, and how do they compare to the provincial average?
If you have a question about debt see our debt related question or ask your own debt related question.
Overview
Beauport is a borough located in the city of Quebec, Canada, situated just northeast of the historic center of Quebec City. Known for its scenic views along the St. Lawrence River, it offers a combination of urban and natural landscapes, making it an attractive place to live. The area is rich in history, with various parks, recreational facilities, and cultural sites that reflect local heritage. Residents enjoy access to outdoor activities in nearby nature reserves, along with community events that celebrate its diverse cultural background. Overall, the borough provides a balanced lifestyle with both modern amenities and a connection to nature.
Elimiate up to 80% of Your Debt
High cost of gas, high cost of groceries, high lending rates, low salary - being in debt is not your fault! See if you qualify for government debt programs and get out of debt today!