Beauport

Expert Debt Relief & Consumer Proposal Services

Beauport, debt relief, Quebec

Beauport, a borough in Quebec City, offers scenic views and a blend of urban and natural landscapes. However, residents face financial challenges due to high living costs, including rent and groceries. Job opportunities may not provide sufficient income, and high taxes further strain finances. Access to affordable debt relief options can be limited, adding to residents’ financial stress.

City: Beauport
Province/Territory: Quebec (QC), Canada
Est. Population: 8,164

Financial Challenges

Living in Beauport can be hard for people who are struggling with money. The cost of things like rent, groceries, and getting around can be high, which makes it tough to save money. If someone loses their job or doesn’t earn enough, paying bills and managing debt becomes even more stressful. There might also be few affordable places to live, adding to the financial worry.

Working in Beauport also has its challenges. Some jobs may not pay enough to cover all the necessary expenses, making it difficult to afford things like housing and utilities. High taxes set by the government can take away a big part of what people earn, leaving less money for personal needs. Additionally, finding help with debt or getting affordable loans might be hard, which makes it tougher for people to get back on their feet financially.

Debt Relief Solutions Available

Financial Planning

You are creating a detailed plan to manage your finances, including budgeting, setting financial goals, and saving for future needs. It's about gaining control over your money, making informed decisions, and reducing the likelihood of new debt.

Find out more about Financial Planning

Debt Management Plan

Pay off your debt through consolidated payments and sometimes lower interest rates. In a Debt Management Plan (DMP), a credit counselor works with creditors to negotiate terms that make your debt more manageable, resulting in a single monthly payment.

Find out more about Debt Management

Debt Consolidation

Combine multiple debts, such as credit card balances and personal loans, into a single loan with a lower interest rate. This can simplify your payment process and reduce the total interest charges over time, making it easier to pay down your debt.

Find out more about Debt Consolidation

Debt Settlement

Negotiate with your creditors to reduce the amount you owe in exchange for a reduced lump-sum payment. Creditors are willing to write off the debt because they receive immediate payment. Typically, these negotiations are handled by debt settlement companies.

Find out more about Debt Settlement

Consumer Proposal

A consumer proposal is a legally binding agreement between you and your creditors to repay a portion of your debt over an extended period. Administered by an LIT, the proposal will outline a fixed monthly payment plan you can afford.

Find out more about Consumer Proposals

Bankruptcy

Personal bankruptcy is a legal process that relieves individuals who cannot repay their debts. It involves erasing most of your unsecured debts and giving you a fresh financial start, but it also has a long-term impact on your credit rating.

Find out more about Bankruptcy


beauport-debt-relief-consultation-office-with-counselor-and-client

*Illustration of Beauport, Quebec

Debt Data

This table includes estimates on the number of residents who are experiencing financial stress situations. You are not alone.

ItemDescriptionEstimated
Living paycheck to paycheckNumber of residents who are living paycheck to paycheck3,837
Living in povertyNumber of residents who are living in poverty906
Debt defaultedNumber of residents who have defaulted on a debt payment89
InsolvenciesNumber of residents who filed for insolvency20
Consumer proposalNumber of residents who filed for a consumer proposal16
Personal bankruptcyNumber of residents who filed for personal bankruptcy5

The estimates above are based on the following ratios living paycheck to paycheck rate (47%), poverty rate (11.1%), delinquency rate (1.09%), insolvency rate (0.25%), consumer proposal rate (0.19%), personal bankruptcy rate (.06%) from the following sources leger360.com, statcan.gc.ca, consumer.equifax.ca and is, d-isde.canada.ca.

Elimiate up to 80% of Your Debt

High cost of gas, high cost of groceries, high lending rates, low salary - being in debt is not your fault! See if you qualify for government debt programs and get out of debt today!

Write off up to 80% of your debts Reduce debts into one affordable monthly payment Stop all collections calls No interest and charges (completely frozen) Government-legislated debt relief programs

Areas / Neighbourhoods

  • Old Beauport
    A historic neighborhood featuring charming streets, well-preserved architecture, and a vibrant community atmosphere. Visitors can enjoy local shops, cafes, and historical sites, with easy access to the scenic Beauport Bay.

  • Beauport Bay
    This area is known for its stunning waterfront views and recreational opportunities. Residents and visitors often engage in boating, fishing, and promenading along the beautiful coastline. The proximity to nature trails adds to its appeal.

  • Chutes Montmorency
    Famous for the breathtaking Montmorency Falls, this area offers outdoor activities and picturesque landscapes. A popular tourist destination, it features parks, walking trails, and viewing platforms for the falls.

  • Limoilou
    Though technically just outside of Beauport, Limoilou is often associated with the region due to its vibrant community feel. Known for its arts scene, trendy cafes, and diverse cultural offerings, it attracts a younger demographic.

  • Beauport Town Centre
    This bustling neighborhood includes shopping centers, restaurants, and essential services. It serves as a commercial hub for locals and provides convenient access to various amenities.

  • Moulin à Paroles
    A small but cozy neighborhood known for its cultural events and artistic community. The area hosts local art galleries and music festivals, contributing to a vibrant community-focused lifestyle.

  • Les Rivieres
    Known for its family-friendly environment, Les Rivieres offers parks, schools, and community facilities, making it an attractive area for families. The neighborhood features spacious homes and a welcoming atmosphere.

  • Lac Beauport
    This picturesque area is ideal for outdoor enthusiasts, with numerous lakeside activities such as kayaking, paddleboarding, and hiking. The natural beauty and tranquil setting make it a sought-after destination for those seeking relaxation.

beauport-debt-relief-consultation-office-with-counselor-and-client Debt solutions available.

Illustration of Beauport, Quebec, Canada

Cost of Living

This table provides a breakdown of various average cost-of-living expenses in Beauport, Canada to help understand the financial requirements for different living situations.

ItemDescriptionAverage Cost
Housing (1BR)Monthly rent for a 1-bedroom apartment$1,270
Housing (2BR)Monthly rent for a 2-bedroom apartment$1,750
Average Home PriceAverage price to purchase a home$502,000
UtilitiesMonthly cost for electricity, heating, water, and garbage$200
Food (Single)Monthly grocery cost for a single person$300
Food (Family)Monthly grocery cost for a family of four$850
Healthcare (Rx)Monthly cost for prescription medications$35
Healthcare (Dental)Monthly cost for dental care$200
Healthcare (Vision)Monthly cost for vision care$225
Transportation (Public)Monthly cost for public transit$1,270
Transportation (Car)Monthly cost for car ownership$550
Childcare (Daycare)Monthly cost for daycare$650
Childcare (After-School)Monthly cost for after-school programs$300

The cost of living data is based on provincial averages and may differ between cities, towns, and rural areas.

Top Questions

  1. What is the cost of living in Beauport compared to other cities in Quebec?
  2. What are the average housing prices in Beauport for buyers and renters?
  3. How is the job market in Beauport and what are the main industries driving the economy?
  4. What financial challenges do residents of Beauport face?
  5. Are there any local programs or resources available to assist residents with financial difficulties in Beauport?
  6. How has the economic outlook for Beauport changed in recent years?
  7. What are the average incomes in Beauport, and how do they compare to the provincial average?

If you have a question about debt see our debt related question or ask your own debt related question.

Overview

Beauport is a borough located in the city of Quebec, Canada, situated just northeast of the historic center of Quebec City. Known for its scenic views along the St. Lawrence River, it offers a combination of urban and natural landscapes, making it an attractive place to live. The area is rich in history, with various parks, recreational facilities, and cultural sites that reflect local heritage. Residents enjoy access to outdoor activities in nearby nature reserves, along with community events that celebrate its diverse cultural background. Overall, the borough provides a balanced lifestyle with both modern amenities and a connection to nature.



Elimiate up to 80% of Your Debt

High cost of gas, high cost of groceries, high lending rates, low salary - being in debt is not your fault! See if you qualify for government debt programs and get out of debt today!

Write off up to 80% of your debts
Reduce debts into one affordable monthly payment
Stop all collections calls
No interest and charges (completely frozen)
Government-legislated debt relief programs