Delson
Expert Debt Relief & Consumer Proposal Services
Delson, debt relief, Quebec
Delson, a small Quebec city near Montreal, features a tight-knit community and is well-connected for commuting. However, residents face challenges such as high housing costs, taxes, and expenses, making financial management tough. Limited job opportunities further complicate income stability, making effective debt relief solutions essential for those struggling with financial issues in the area.
City: Delson
Province/Territory: Quebec (QC), Canada
Est. Population: 8,328
Financial Challenges
Living in Delson can be tough for people who are having money problems. One big challenge is the cost of housing. Renting or buying a home in Delson can take up a lot of money, leaving less for other needs like food and bills. High taxes in Quebec also mean that a big part of income goes to the government, making it harder to save money. Additionally, prices for things like groceries and transportation can be expensive, which makes it hard to manage a tight budget.
Another problem is finding good jobs that pay enough. Delson is a smaller city, so there might not be as many job opportunities as in bigger places. This can make it hard to earn enough money to cover all expenses. People struggling with money might also find it difficult to get help with their debts. Without enough support, dealing with bills and loans can become overwhelming. All these factors together make living and working in Delson challenging for those facing financial difficulties.
Debt Relief Solutions Available
Financial Planning
You are creating a detailed plan to manage your finances, including budgeting, setting financial goals, and saving for future needs. It's about gaining control over your money, making informed decisions, and reducing the likelihood of new debt.
Find out more about Financial PlanningDebt Management Plan
Pay off your debt through consolidated payments and sometimes lower interest rates. In a Debt Management Plan (DMP), a credit counselor works with creditors to negotiate terms that make your debt more manageable, resulting in a single monthly payment.
Find out more about Debt ManagementDebt Consolidation
Combine multiple debts, such as credit card balances and personal loans, into a single loan with a lower interest rate. This can simplify your payment process and reduce the total interest charges over time, making it easier to pay down your debt.
Find out more about Debt ConsolidationDebt Settlement
Negotiate with your creditors to reduce the amount you owe in exchange for a reduced lump-sum payment. Creditors are willing to write off the debt because they receive immediate payment. Typically, these negotiations are handled by debt settlement companies.
Find out more about Debt SettlementConsumer Proposal
A consumer proposal is a legally binding agreement between you and your creditors to repay a portion of your debt over an extended period. Administered by an LIT, the proposal will outline a fixed monthly payment plan you can afford.
Find out more about Consumer ProposalsBankruptcy
Personal bankruptcy is a legal process that relieves individuals who cannot repay their debts. It involves erasing most of your unsecured debts and giving you a fresh financial start, but it also has a long-term impact on your credit rating.
Find out more about Bankruptcy
*Illustration of Delson, Quebec
Debt Data
This table includes estimates on the number of residents who are experiencing financial stress situations. You are not alone.
Item | Description | Estimated |
---|---|---|
Living paycheck to paycheck | Number of residents who are living paycheck to paycheck | 3,914 |
Living in poverty | Number of residents who are living in poverty | 924 |
Debt defaulted | Number of residents who have defaulted on a debt payment | 91 |
Insolvencies | Number of residents who filed for insolvency | 21 |
Consumer proposal | Number of residents who filed for a consumer proposal | 16 |
Personal bankruptcy | Number of residents who filed for personal bankruptcy | 5 |
The estimates above are based on the following ratios living paycheck to paycheck rate (47%), poverty rate (11.1%), delinquency rate (1.09%), insolvency rate (0.25%), consumer proposal rate (0.19%), personal bankruptcy rate (.06%) from the following sources leger360.com, statcan.gc.ca, consumer.equifax.ca and is, d-isde.canada.ca.
Elimiate up to 80% of Your Debt
High cost of gas, high cost of groceries, high lending rates, low salary - being in debt is not your fault! See if you qualify for government debt programs and get out of debt today!
Areas / Neighbourhoods
Old Delson
A historic neighborhood characterized by charming, older homes and tree-lined streets. It features a close-knit community vibe and is known for its rich local history and small-town charm.Delson Industrial Park
This area is primarily industrial, housing various businesses and manufacturing facilities. It contributes to the local economy and is a hub for employment opportunities in Delson.Parc des Érables
A family-friendly neighborhood surrounding a well-maintained park that includes playgrounds, walking paths, and picnic areas. It is popular among families and outdoor enthusiasts.Les Jardins de Delson
This residential area is known for its modern homes and well-planned community layout. It offers conveniences like shopping and schools, making it an attractive option for young families.Delson Village
A vibrant community area that includes shops, cafes, and services catering to residents. It serves as a social hub that fosters community engagement and local events.

Illustration of Delson, Quebec, Canada
Cost of Living
This table provides a breakdown of various average cost-of-living expenses in Delson, Canada to help understand the financial requirements for different living situations.
Item | Description | Average Cost |
---|---|---|
Housing (1BR) | Monthly rent for a 1-bedroom apartment | $1,270 |
Housing (2BR) | Monthly rent for a 2-bedroom apartment | $1,750 |
Average Home Price | Average price to purchase a home | $502,000 |
Utilities | Monthly cost for electricity, heating, water, and garbage | $200 |
Food (Single) | Monthly grocery cost for a single person | $300 |
Food (Family) | Monthly grocery cost for a family of four | $850 |
Healthcare (Rx) | Monthly cost for prescription medications | $35 |
Healthcare (Dental) | Monthly cost for dental care | $200 |
Healthcare (Vision) | Monthly cost for vision care | $225 |
Transportation (Public) | Monthly cost for public transit | $1,270 |
Transportation (Car) | Monthly cost for car ownership | $550 |
Childcare (Daycare) | Monthly cost for daycare | $650 |
Childcare (After-School) | Monthly cost for after-school programs | $300 |
The cost of living data is based on provincial averages and may differ between cities, towns, and rural areas.
Top Questions
- What is the average cost of living in Delson, Quebec?
- How do housing prices in Delson compare to other cities in Quebec?
- What are the major economic drivers in Delson and how do they affect local jobs?
- How have property taxes in Delson changed over the last few years?
- What financial assistance programs are available for residents in Delson facing economic challenges?
- How does the average household income in Delson compare to the provincial average?
- What are the local job market trends in Delson, and what industries are expected to grow?
If you have a question about debt see our debt related question or ask your own debt related question.
Overview
Located just south of Montreal, this small city in Quebec has a population of around 8,000 residents. It is known for its close-knit community and offers a mix of urban and suburban living. The area features parks, schools, and local businesses, making it a convenient spot for families. The city is well-connected to Montreal via public transit and major highways, allowing for easy access to the larger city’s amenities and employment opportunities. Additionally, the region boasts beautiful natural surroundings, with access to green spaces and recreational activities that enhance the quality of life for its residents.
Elimiate up to 80% of Your Debt
High cost of gas, high cost of groceries, high lending rates, low salary - being in debt is not your fault! See if you qualify for government debt programs and get out of debt today!