Marieville
Expert Consumer Proposal & Bankruptcy Services
Marieville, debt relief, Quebec
Marieville, in Quebec’s Montérégie region, is known for its rich history and community spirit but faces economic challenges. Rising living costs, stagnant wages, and limited local job opportunities contribute to financial stress for residents. Many struggle to manage debt while seeking “debt relief” options. Accessing healthcare and education can further strain finances, pushing some to larger cities for better employment.
City: Marieville
Province/Territory: Quebec (QC), Canada
Est. Population: 10,094
Financial Challenges
Living and working in Marieville can be hard for people who are having money problems. Prices for things like housing, groceries, and utilities keep going up, but many jobs don’t pay enough to keep up. This makes it tough to pay bills and buy what you need every day. Also, if you need help with healthcare or education, it can cost even more, adding to the financial stress.
On top of that, finding good job opportunities in Marieville might be difficult. Many people have to travel to bigger cities for work, which means spending more money on transportation. Local jobs sometimes don’t pay enough to save money or pay off debts. With the economy facing challenges in Quebec, like higher taxes and limited government support, it can be even harder to stay financially stable in Marieville.
Debt Relief Solutions Available
Financial Planning
You are creating a detailed plan to manage your finances, including budgeting, setting financial goals, and saving for future needs. It's about gaining control over your money, making informed decisions, and reducing the likelihood of new debt.
Find out more about Financial PlanningDebt Management Plan
Pay off your debt through consolidated payments and sometimes lower interest rates. In a Debt Management Plan (DMP), a credit counselor works with creditors to negotiate terms that make your debt more manageable, resulting in a single monthly payment.
Find out more about Debt ManagementDebt Consolidation
Combine multiple debts, such as credit card balances and personal loans, into a single loan with a lower interest rate. This can simplify your payment process and reduce the total interest charges over time, making it easier to pay down your debt.
Find out more about Debt ConsolidationDebt Settlement
Negotiate with your creditors to reduce the amount you owe in exchange for a reduced lump-sum payment. Creditors are willing to write off the debt because they receive immediate payment. Typically, these negotiations are handled by debt settlement companies.
Find out more about Debt SettlementConsumer Proposal
A consumer proposal is a legally binding agreement between you and your creditors to repay a portion of your debt over an extended period. Administered by an LIT, the proposal will outline a fixed monthly payment plan you can afford.
Find out more about Consumer ProposalsBankruptcy
Personal bankruptcy is a legal process that relieves individuals who cannot repay their debts. It involves erasing most of your unsecured debts and giving you a fresh financial start, but it also has a long-term impact on your credit rating.
Find out more about Bankruptcy
*Illustration of Marieville, Quebec
Debt Data
This table includes estimates on the number of residents who are experiencing financial stress situations. You are not alone.
| Item | Description | Estimated |
|---|---|---|
| Living paycheck to paycheck | Number of residents who are living paycheck to paycheck | 4,744 |
| Living in poverty | Number of residents who are living in poverty | 1,120 |
| Debt defaulted | Number of residents who have defaulted on a debt payment | 110 |
| Insolvencies | Number of residents who filed for insolvency | 25 |
| Consumer proposal | Number of residents who filed for a consumer proposal | 19 |
| Personal bankruptcy | Number of residents who filed for personal bankruptcy | 6 |
The estimates above are based on the following ratios living paycheck to paycheck rate (47%), poverty rate (11.1%), delinquency rate (1.09%), insolvency rate (0.25%), consumer proposal rate (0.19%), personal bankruptcy rate (.06%) from the following sources leger360.com, statcan.gc.ca, consumer.equifax.ca and is, d-isde.canada.ca.
Elimiate up to 80% of Your Debt
High cost of gas, high cost of groceries, high lending rates, low salary - being in debt is not your fault! See if you qualify for government debt programs and get out of debt today!
Areas / Neighbourhoods
Centre-ville (Downtown)
The heart of Marieville, this area features a mix of local shops, restaurants, and services. It serves as a hub for community events and gatherings, showcasing the town’s vibrant culture.Quartier des Forges
A predominantly residential neighborhood known for its family-friendly atmosphere. This area is popular among young families due to its proximity to parks and schools, offering a peaceful environment with a sense of community.Domaine de la Rive
A newer development in Marieville, this neighborhood boasts modern homes and well-maintained public spaces. It appeals to those looking for a suburban lifestyle with easy access to nature trails and recreational activities.Sector de la Rivière
Located along the Richelieu River, this picturesque area is favored for its scenic views and outdoor activities. Residents can enjoy walking paths, waterfront parks, and a relaxed vibe, making it an ideal spot for outdoor enthusiasts.Faubourg de Marieville
A quaint area that features a mix of residential homes and small businesses. Its charm lies in its community-oriented feel, with various local events and activities that foster neighborly connections.
Illustration of Marieville, Quebec, Canada
Cost of Living
This table provides a breakdown of various average cost-of-living expenses in Marieville, Canada to help understand the financial requirements for different living situations.
| Item | Description | Average Cost |
|---|---|---|
| Housing (1BR) | Monthly rent for a 1-bedroom apartment | $1,270 |
| Housing (2BR) | Monthly rent for a 2-bedroom apartment | $1,750 |
| Average Home Price | Average price to purchase a home | $502,000 |
| Utilities | Monthly cost for electricity, heating, water, and garbage | $200 |
| Food (Single) | Monthly grocery cost for a single person | $300 |
| Food (Family) | Monthly grocery cost for a family of four | $850 |
| Healthcare (Rx) | Monthly cost for prescription medications | $35 |
| Healthcare (Dental) | Monthly cost for dental care | $200 |
| Healthcare (Vision) | Monthly cost for vision care | $225 |
| Transportation (Public) | Monthly cost for public transit | $1,270 |
| Transportation (Car) | Monthly cost for car ownership | $550 |
| Childcare (Daycare) | Monthly cost for daycare | $650 |
| Childcare (After-School) | Monthly cost for after-school programs | $300 |
The cost of living data is based on provincial averages and may differ between cities, towns, and rural areas.
Top Questions
- What is the cost of living in Marieville, Quebec compared to other cities in the region?
- How does the job market in Marieville look for recent graduates and young professionals?
- What are the average housing prices in Marieville, and how have they changed over recent years?
- What financial assistance programs are available for residents facing economic challenges in Marieville?
- How is the local economy of Marieville performing post-pandemic, and what sectors are experiencing growth?
- What are the common financial challenges faced by residents of Marieville?
- How do property taxes in Marieville compare to nearby municipalities, and what impact do they have on residents’ finances?
If you have a question about debt see our debt related question or ask your own debt related question.
Overview
Located in the Montérégie region of Quebec, this small municipality is rich in history and culture, known for its charming community and beautiful landscapes. It features a mix of agricultural land and residential areas, making it an appealing place for families. The town offers various recreational activities, parks, and local events that bring residents together throughout the year. With its close proximity to larger cities, it provides a peaceful lifestyle while still being accessible to urban amenities. The area is also recognized for its engagement in local history and community spirit, reflected in its numerous historical sites and celebrations.
Elimiate up to 80% of Your Debt
High cost of gas, high cost of groceries, high lending rates, low salary - being in debt is not your fault! See if you qualify for government debt programs and get out of debt today!