Notre-Dame-de-l'Ile-Perrot
Credit Card Consolidation
Notre-Dame-de-l’Ile-Perrot, debt relief, Quebec
Notre-Dame-de-l’Ile-Perrot is a charming community in Quebec, offering natural beauty and recreational opportunities, but residents face challenges, including higher insurance costs due to flood risks, which add financial stress. Balancing new developments with affordable living is crucial, as rising expenses can compound difficulties for those seeking debt relief and effective debt management.
City: Notre-Dame-de-l’Ile-Perrot
Province/Territory: Quebec (QC), Canada
Est. Population: 11,427
Financial Challenges
People living in Notre-Dame-de-l’Île-Perrot might face higher costs because some homes are in flood-risk areas. This means insurance bills can be more expensive, making it hard to afford living there. When property values go down, it can be tough to sell a house or borrow money, which adds to financial stress for families already struggling with money.
Additionally, building new homes and businesses can affect the community. While new developments might bring jobs, they can also limit green spaces and increase living costs. Balancing growth with keeping the area affordable is challenging. People with money problems may find it harder to keep up with rising expenses and limited support, making it difficult to live and work comfortably in the city.
Debt Relief Solutions Available
Financial Planning
You are creating a detailed plan to manage your finances, including budgeting, setting financial goals, and saving for future needs. It's about gaining control over your money, making informed decisions, and reducing the likelihood of new debt.
Find out more about Financial PlanningDebt Management Plan
Pay off your debt through consolidated payments and sometimes lower interest rates. In a Debt Management Plan (DMP), a credit counselor works with creditors to negotiate terms that make your debt more manageable, resulting in a single monthly payment.
Find out more about Debt ManagementDebt Consolidation
Combine multiple debts, such as credit card balances and personal loans, into a single loan with a lower interest rate. This can simplify your payment process and reduce the total interest charges over time, making it easier to pay down your debt.
Find out more about Debt ConsolidationDebt Settlement
Negotiate with your creditors to reduce the amount you owe in exchange for a reduced lump-sum payment. Creditors are willing to write off the debt because they receive immediate payment. Typically, these negotiations are handled by debt settlement companies.
Find out more about Debt SettlementConsumer Proposal
A consumer proposal is a legally binding agreement between you and your creditors to repay a portion of your debt over an extended period. Administered by an LIT, the proposal will outline a fixed monthly payment plan you can afford.
Find out more about Consumer ProposalsBankruptcy
Personal bankruptcy is a legal process that relieves individuals who cannot repay their debts. It involves erasing most of your unsecured debts and giving you a fresh financial start, but it also has a long-term impact on your credit rating.
Find out more about Bankruptcy
*Illustration of Notre-Dame-de-l’Ile-Perrot, Quebec
Debt Data
This table includes estimates on the number of residents who are experiencing financial stress situations. You are not alone.
Item | Description | Estimated |
---|---|---|
Living paycheck to paycheck | Number of residents who are living paycheck to paycheck | 5,371 |
Living in poverty | Number of residents who are living in poverty | 1,268 |
Debt defaulted | Number of residents who have defaulted on a debt payment | 125 |
Insolvencies | Number of residents who filed for insolvency | 29 |
Consumer proposal | Number of residents who filed for a consumer proposal | 22 |
Personal bankruptcy | Number of residents who filed for personal bankruptcy | 7 |
The estimates above are based on the following ratios living paycheck to paycheck rate (47%), poverty rate (11.1%), delinquency rate (1.09%), insolvency rate (0.25%), consumer proposal rate (0.19%), personal bankruptcy rate (.06%) from the following sources leger360.com, statcan.gc.ca, consumer.equifax.ca and is, d-isde.canada.ca.
Elimiate up to 80% of Your Debt
High cost of gas, high cost of groceries, high lending rates, low salary - being in debt is not your fault! See if you qualify for government debt programs and get out of debt today!
Areas / Neighbourhoods
Vieux-Pointe
A charming historic area featuring picturesque streets and older homes. This neighborhood offers a glimpse into the town’s past with its quaint architecture and mature trees, making it a popular spot for walking and local events.L’Île-Perrot Station
A newer suburban neighborhood known for its accessibility to public transit and family-friendly atmosphere. It features a variety of residential options, parks, and nearby shopping areas, appealing to commuting professionals and families alike.Les Jardins de l’Ile
A beautifully landscaped neighborhood with cul-de-sacs and modern homes. Its proximity to parks and recreational facilities makes it ideal for families, offering a sense of community and outdoor activities.Pointe-des-Cascades
A scenic area marked by waterfront properties and stunning views of the Saint Lawrence River. This neighborhood is perfect for those who enjoy water sports and outdoor activities, with a relaxed, tranquil vibe.Centre-ville (Downtown)
The heart of Notre-Dame-de-l’Ile-Perrot, featuring shops, restaurants, and local services. This vibrant area is a social hub where residents gather for events, dining, and community activities.Les Cèdres
A peaceful residential area known for its spacious lots and natural surroundings. It appeals to those seeking a quieter lifestyle while still enjoying close access to amenities and green spaces.Lac des Deux Montagnes
A picturesque neighborhood along the lakefront, popular for its recreational activities like boating and fishing. The natural beauty and relaxing environment attract both residents and visitors.

Illustration of Notre-Dame-de-l’Ile-Perrot, Quebec, Canada
Cost of Living
This table provides a breakdown of various average cost-of-living expenses in Notre-Dame-de-l’Ile-Perrot, Canada to help understand the financial requirements for different living situations.
Item | Description | Average Cost |
---|---|---|
Housing (1BR) | Monthly rent for a 1-bedroom apartment | $1,270 |
Housing (2BR) | Monthly rent for a 2-bedroom apartment | $1,750 |
Average Home Price | Average price to purchase a home | $502,000 |
Utilities | Monthly cost for electricity, heating, water, and garbage | $200 |
Food (Single) | Monthly grocery cost for a single person | $300 |
Food (Family) | Monthly grocery cost for a family of four | $850 |
Healthcare (Rx) | Monthly cost for prescription medications | $35 |
Healthcare (Dental) | Monthly cost for dental care | $200 |
Healthcare (Vision) | Monthly cost for vision care | $225 |
Transportation (Public) | Monthly cost for public transit | $1,270 |
Transportation (Car) | Monthly cost for car ownership | $550 |
Childcare (Daycare) | Monthly cost for daycare | $650 |
Childcare (After-School) | Monthly cost for after-school programs | $300 |
The cost of living data is based on provincial averages and may differ between cities, towns, and rural areas.
Top Questions
- What is the average cost of living in Notre-Dame-de-l’Ile-Perrot?
- How do housing prices in Notre-Dame-de-l’Ile-Perrot compare to other municipalities in Quebec?
- What are the major industries that drive the economy of Notre-Dame-de-l’Ile-Perrot?
- Are there any financial assistance programs available for residents facing economic challenges in Notre-Dame-de-l’Ile-Perrot?
- What is the unemployment rate in Notre-Dame-de-l’Ile-Perrot, and how does it impact residents financially?
- How has the economic outlook for Notre-Dame-de-l’Ile-Perrot changed in recent years due to external factors?
- What are the typical financial challenges faced by families living in Notre-Dame-de-l’Ile-Perrot?
If you have a question about debt see our debt related question or ask your own debt related question.
Overview
Located on the western tip of Île Perrot, this charming town in Quebec features a blend of natural beauty and community spirit, offering residents access to picturesque waterfronts and lush parks. The area is known for its recreational opportunities, with numerous trails for walking, biking, and other outdoor activities, while its proximity to Montreal makes it an appealing choice for commuters. The population enjoys a mix of small-town atmospheres and modern amenities, making it a well-balanced place to live and explore, with community events and local attractions that foster connections among residents.
Elimiate up to 80% of Your Debt
High cost of gas, high cost of groceries, high lending rates, low salary - being in debt is not your fault! See if you qualify for government debt programs and get out of debt today!