Answers

Tips, Tricks, Help & Relief Options

Dealing with debt often brings many questions, and you’re not alone in seeking answers. On this page, we’ve gathered the most common questions about debt in Canada based on the real-life experiences of people just like you. From understanding how debt affects your credit to exploring available relief options, these questions reflect many Canadians’ genuine concerns.

Financial Solutions for Canadians

We aim to provide clarity and reassurance, reminding you that you’re not alone. Many others are walking the same path, and together, we can navigate these financial challenges to find a way forward.

Have a question you’d like to ask? Want to ask it anonymously? Ask any question about debt anonymously, and we’ll get back to you as soon as possible with an answer. Ask a debt question.


How to cancel Equifax Canada? DEBT INSIDERS

How to cancel Equifax Canada?

financial planning
Ready to cancel your Equifax subscription in Canada? Discover two easy methods: a simple phone call or quick online steps. Learn more and get started now!
How do I declare bankruptcy in Ontario? DEBT INSIDERS

How do I declare bankruptcy in Ontario?

personal bankruptcy
Ready to navigate declaring bankruptcy in Ontario? Discover the steps to prepare and connect with a trustee for a free consultation. Learn more today!
What is an Equifax? DEBT INSIDERS

What is an Equifax?

credit rebuilding
Discover Equifax Canada, a leading credit bureau. Learn how we help individuals and businesses manage credit health and access financial insights. Read now!
Why is TPH Legal calling me? DEBT INSIDERS

Why is TPH Legal calling me?

debt settlement
TPH Legal may be calling you about unpaid debts. Discover why they're reaching out and how they can help with debt collection. Learn more now!
Why is Veritas Alliance calling me? DEBT INSIDERS

Why is Veritas Alliance calling me?

debt management plan
Discover why Veritas Alliance is contacting you about debt collection or potential billing issues. Learn how to verify the debt and protect your rights!
Why is ARO Inc calling me? DEBT INSIDERS

Why is ARO Inc calling me?

debt settlement
Receiving calls from ARO Inc? Discover why they're contacting you about debt collection and learn how to verify the debt. Read now to protect yourself!
How long does collection stay on credit report Canada?

How long does collection stay on credit report Canada?

credit rebuilding
Discover how long collections stay on your credit report in Canada. Learn about the six-year duration and when they disappear. Read now for vital insights!
What can you not do after filing bankruptcies? DEBT INSIDERS

What can you not do after filing bankruptcies?

personal bankruptcy
Discover what you can't do after filing for bankruptcy. Learn about restrictions on new credit and major purchases, and build a better financial future. Read now!
Is consumer proposal worth it? DEBT INSIDERS

Is consumer proposal worth it?

consumer proposal
Considering a consumer proposal for debt reduction? Discover the pros and cons of this debt management option. Find out if it's worth it—read now!
Why is FDR Ltd calling me? DEBT INSIDERS

Why is FDR Ltd calling me?

debt settlement
FDR Ltd may be calling you about debt collection services related to overdue bills. Learn about your rights and the verification request process. Read more now!