Answers

Tips, Tricks, Help & Relief Options

Dealing with debt often brings many questions, and you’re not alone in seeking answers. On this page, we’ve gathered the most common questions about debt in Canada based on the real-life experiences of people just like you. From understanding how debt affects your credit to exploring available relief options, these questions reflect many Canadians’ genuine concerns.

Financial Solutions for Canadians

We aim to provide clarity and reassurance, reminding you that you’re not alone. Many others are walking the same path, and together, we can navigate these financial challenges to find a way forward.

Have a question you’d like to ask? Want to ask it anonymously? Ask any question about debt anonymously, and we’ll get back to you as soon as possible with an answer. Ask a debt question.


What is a bad credit score in Canada? DEBT INSIDERS

What is a bad credit score in Canada?

credit rebuilding
What a bad credit score in Canada means and how to improve your credit score. Learn tips to boost your ratings today! Read now to take charge of your finances!
What assets cannot be seized in bankruptcies in Ontario?

What assets cannot be seized in bankruptcies in Ontario?

personal bankruptcy
Discover which assets are protected in bankruptcy in Ontario, including clothing, vehicles, and essential tools. Learn about bankruptcy exemptions—read now!
How long does the bankruptcy process take in Canada?

How long does the bankruptcy process take in Canada?

personal bankruptcy
Discover the timeline for the bankruptcy process in Canada! Understand how it can take 9 to 21 months based on your income. Learn more about bankruptcy today!
Can I leave Canada after bankruptcy? DEBT INSIDERS

Can I leave Canada after bankruptcy?

personal bankruptcy
Wondering if you can leave Canada after bankruptcy? Discover the truth about bankruptcy travel restrictions and your rights. Learn more and plan today!
How long does bankruptcy stay on a credit report in Canada?

How long does bankruptcy stay on a credit report in Canada?

credit rebuilding
Discover how long bankruptcy stays on your credit report in Canada. Learn about the impact on your financial future and what to expect. Read now!
How rare is 825 credit score? DEBT INSIDERS

How rare is 825 credit score?

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Find out how rare an 825 credit score in Canada really is! Learn what it takes to achieve this 'Excellent' rating and the perks of having a high credit score.
How do I boost my credit score? DEBT INSIDERS

How do I boost my credit score?

credit rebuilding
Find easy steps to boost your credit score quickly! From checking reports to managing balances, find effective tips to improve credit score today. Read now!
What is the highest credit score in Canada? DEBT INSIDERS

What is the highest credit score in Canada?

financial planning
Discover the highest credit score in Canada—900! Learn how it differs from other countries and what it means for your financial health. Read now!
Does anyone have an 850 credit score? DEBT INSIDERS

Does anyone have an 850 credit score?

credit rebuilding
Wondering if an 850 credit score is achievable in Canada? Discover the truth behind perfect credit scores and learn what really matters for your debt. Read now!
What Do Most Canadians Overlook About Bankruptcy?

What Do Most Canadians Overlook About Bankruptcy?

personal bankruptcy
Many Canadians overlook crucial bankruptcy misconceptions that can affect their money. Discover the real timeline, the role of proposals, and more. Learn more!