Answers

Tips, Tricks, Help & Relief Options

Dealing with debt often brings many questions, and you’re not alone in seeking answers. On this page, we’ve gathered the most common questions about debt in Canada based on the real-life experiences of people just like you. From understanding how debt affects your credit to exploring available relief options, these questions reflect many Canadians’ genuine concerns.

Financial Solutions for Canadians

We aim to provide clarity and reassurance, reminding you that you’re not alone. Many others are walking the same path, and together, we can navigate these financial challenges to find a way forward.

Have a question you’d like to ask? Want to ask it anonymously? Ask any question about debt anonymously, and we’ll get back to you as soon as possible with an answer. Ask a debt question.


Can bankruptcy be removed from credit score? DEBT INSIDERS

Can bankruptcy be removed from credit score?

personal bankruptcy
Curious about the bankruptcy removal process? Discover the impact of bankruptcy on your credit score and learn how to rebuild. Read now for essential insights!
How much will my credit drop if I file bankruptcy?

How much will my credit drop if I file bankruptcy?

personal bankruptcy
Worried about how much your credit will drop if you file bankruptcy? Find out the credit score hit and what it means for your financial future. Read now!
Can I rebuild my credit after bankruptcy?

Can I rebuild my credit after bankruptcy?

personal bankruptcy
Discover how to rebuild your credit after bankruptcy. Learn effective strategies & tips to improve your credit score over time. Read now to start your journey!
How can you achieve an 800 credit score?

How can you achieve an 800 credit score?

credit rebuilding
Boost your credit score to 800! Discover high credit score strategies, from managing payments to handling collections. Learn more to start improving today!
Is a credit score of 650 considered good in Canada?

Is a credit score of 650 considered good in Canada?

credit rebuilding
Is a 650 credit score good in Canada? Discover its impact on your creditworthiness and access to financial products. Learn how to improve your score today!
How long does bankruptcy last in Canada? DEBT INSIDERS

How long does bankruptcy last in Canada?

personal bankruptcy
Wondering how long you'll have to pay bankruptcies in Canada? Typically, it's 9 to 21 months based on your situation. Learn more about timelines and impact!
Is personal bankruptcy a viable debt relief strategy?

Is personal bankruptcy a viable debt relief strategy?

personal bankruptcy
Discover why personal bankruptcy could be a strategic lifeline for debt relief. Learn about its benefits and how it can help you regain control. Read now!
How common is a 700 credit score in Canada? DEBT INSIDERS

How common is a 700 credit score in Canada?

credit rebuilding
Curious about how rare a 700 credit score is? Discover where you stand among Canadians, and learn how it impacts your financial opportunities. Read now!
What happens to my debt if it's sold to debt collectors?

What happens to my debt if it's sold to debt collectors?

debt settlement
If your debt is sold to collections, it can impact your credit score and increase what you owe. Learn how to manage debt collectors and protect your finances!
What happens to my debt after death?

What happens to my debt after death?

financial planning
What happens to your debt after death? Discover how debt management works for your estate and what insolvency means for your family. Learn more now!