Answers

Tips, Tricks, Help & Relief Options

Dealing with debt often brings many questions, and you’re not alone in seeking answers. On this page, we’ve gathered the most common questions about debt in Canada based on the real-life experiences of people just like you. From understanding how debt affects your credit to exploring available relief options, these questions reflect many Canadians’ genuine concerns.

Financial Solutions for Canadians

We aim to provide clarity and reassurance, reminding you that you’re not alone. Many others are walking the same path, and together, we can navigate these financial challenges to find a way forward.

Have a question you’d like to ask? Want to ask it anonymously? Ask any question about debt anonymously, and we’ll get back to you as soon as possible with an answer. Ask a debt question.


Can I check my credit score through TD Bank? DEBT INSIDERS

Can I check my credit score through TD Bank?

credit rebuilding
Eager to check your credit score? TD Bank makes it easy! Use the TD app for free weekly updates without affecting your credit report. Learn more now!
Is Cash Money legit? DEBT INSIDERS

Is Cash Money legit?

financial planning
Discover if Cash Money is a legitimate provider in Canada! Learn about their services, responsible lending, and the impact of high interest rates. Read now!
How does credit counseling affect credit score?

How does credit counseling affect credit score?

debt management plan
Discover how credit counseling impacts your credit score. Learn about the effects of a debt management plan and what to expect. Read now for insights!
Is CCDR legal in Canada? DEBT INSIDERS

Is CCDR legal in Canada?

debt settlement
Discover the CCDR legality in Canada and what it means for debt relief. Learn how their unique practices differ from traditional options. Read now!
Is 770 a good credit score? DEBT INSIDERS

Is 770 a good credit score?

credit rebuilding
Discover what a 770 credit score really means! Learn how this very good score positions you for low interest rates and financial success. Read now!
How to negotiate credit card debt settlement yourself Canada?

How to negotiate credit card debt settlement yourself Canada?

debt settlement
Explore effective negotiation tips for credit card debt settlement in Canada. Learn how to take control of your finances and settle your debt today!
How to cancel my Equifax membership? DEBT INSIDERS

How to cancel my Equifax membership?

financial planning
Looking to cancel your Equifax membership? Discover how easy it is with our step-by-step guide for Equifax Canada. Learn more and take control today!
Can debt collectors take you to court? DEBT INSIDERS

Can debt collectors take you to court?

debt management plan
If you owe money, can debt collectors take you to court? Discover the risks of legal action in Canada and the statute of limitations. Learn more now!
What is a consumer proposal in Alberta? DEBT INSIDERS

What is a consumer proposal in Alberta?

consumer proposal
How a consumer proposal in Alberta can help you manage your debts effectively? Learn about repayment plans and your options for Alberta debt relief. Read now!
How long does bankruptcy last? DEBT INSIDERS

How long does bankruptcy last?

personal bankruptcy
Discover how long bankruptcy lasts in Canada and its impact on your credit history. Learn about timelines, tasks, and tips for a smooth discharge. Read now!