Answers

Tips, Tricks, Help & Relief Options

Dealing with debt often brings many questions, and you’re not alone in seeking answers. On this page, we’ve gathered the most common questions about debt in Canada based on the real-life experiences of people just like you. From understanding how debt affects your credit to exploring available relief options, these questions reflect many Canadians’ genuine concerns.

Financial Solutions for Canadians

We aim to provide clarity and reassurance, reminding you that you’re not alone. Many others are walking the same path, and together, we can navigate these financial challenges to find a way forward.

Have a question you’d like to ask? Want to ask it anonymously? Ask any question about debt anonymously, and we’ll get back to you as soon as possible with an answer. Ask a debt question.


Why is FDR Ltd calling me in Canada? DEBT INSIDERS

Why is FDR Ltd calling me in Canada?

debt settlement
Receiving a call from FDR Ltd in Canada? Discover why they might be contacting you about debt collection and how a consumer proposal could help. Learn more now!
What assets cannot be seized in bankruptcies? DEBT INSIDERS

What assets cannot be seized in bankruptcies?

personal bankruptcy
Discover what assets are protected and cannot be seized in Canadian bankruptcies. Learn about essential exemptions that safeguard your belongings! Read now!
Can a creditor garnish my wages after 7 years? DEBT INSIDERS

Can a creditor garnish my wages after 7 years?

debt management plan
Wondering if wage garnishment can happen after 7 years? Discover how long creditors can pursue your debt in Canada. Find out more now!
Can I sue a debt collection agency? DEBT INSIDERS

Can I sue a debt collection agency?

debt settlement
Discover your rights! If a debt collection agency isn't following the rules in Canada, you can sue them. Learn about your options & debt collection laws today!
What can they take during bankruptcies Ontario?

What can they take during bankruptcies Ontario?

personal bankruptcy
Discover what assets may be seized during bankruptcy in Ontario. Learn about exemption thresholds and protect your belongings. Read now to get informed!
What banks use TransUnion? DEBT INSIDERS

What banks use TransUnion?

credit rebuilding
Discover which Canadian banks use TransUnion for credit reporting. Learn how institutions like RBC & Vancity rely on TransUnion for credit decisions. Read now!
Can debt consolidation help with car loans? DEBT INSIDERS

Can debt consolidation help with car loans?

debt consolidation
Discover how debt consolidation can simplify your car loans and potentially lower your payments. Find out if this option is right for you—read now!
Why is Group Solutions Collect calling me? DEBT INSIDERS

Why is Group Solutions Collect calling me?

debt settlement
Are you receiving calls from Group Solutions Collect and wondering why? Discover the reasons behind debt collection calls and how to handle outstanding debt.
Why is the Credit Bureau of Canada calling me? DEBT INSIDERS

Why is the Credit Bureau of Canada calling me?

debt management plan
Wondering why the Credit Bureau of Canada is calling you? It could relate to outstanding debt or other financial inquiries. Learn more about your rights!
What happens if I file for bankruptcy? DEBT INSIDERS

What happens if I file for bankruptcy?

personal bankruptcy
Discover the bankruptcy process in Canada, including what happens to your assets, debts, and creditors. Learn what to ask Licensed Insolvency Trustees!