Answers

Tips, Tricks, Help & Relief Options

Dealing with debt often brings many questions, and you’re not alone in seeking answers. On this page, we’ve gathered the most common questions about debt in Canada based on the real-life experiences of people just like you. From understanding how debt affects your credit to exploring available relief options, these questions reflect many Canadians’ genuine concerns.

Financial Solutions for Canadians

We aim to provide clarity and reassurance, reminding you that you’re not alone. Many others are walking the same path, and together, we can navigate these financial challenges to find a way forward.

Have a question you’d like to ask? Want to ask it anonymously? Ask any question about debt anonymously, and we’ll get back to you as soon as possible with an answer. Ask a debt question.


Can you check your credit score on TD app? DEBT INSIDERS

Can you check your credit score on TD app?

credit rebuilding
Eager to check your credit score? Discover how to easily check your credit score using the TD app! Learn more about this convenient feature today!
How to become a credit counsellor in Canada? DEBT INSIDERS

How to become a credit counsellor in Canada?

financial planning
Discover how to become a credit counsellor in Canada! Learn about the steps, from earning your degree to obtaining AFCC certification. Read now!
Can you do a consumer proposal twice? DEBT INSIDERS

Can you do a consumer proposal twice?

consumer proposal
Discover if you can file multiple proposals in Canada and what the credit impact may be. Learn more about eligibility and how past proposals can affect you.
How to download Credit Karma report? DEBT INSIDERS

How to download Credit Karma report?

credit rebuilding
Eager to download your Credit Karma report? Learn how to easily access your credit report with our step-by-step guide. Read now to get started!
Does ClearScore affect credit score? DEBT INSIDERS

Does ClearScore affect credit score?

credit rebuilding
Discover how using ClearScore for a soft credit check leaves your credit score untouched. Learn more about managing your credit profile with no impact!
Is Consolidated Credit legit? DEBT INSIDERS

Is Consolidated Credit legit?

debt management plan
Discover if Consolidated Credit is the right choice for debt management. Learn how they may not be everything they are cracked up to be. Read now!
How to obtain credit report from Equifax? DEBT INSIDERS

How to obtain credit report from Equifax?

credit rebuilding
Easily obtain your credit report from Equifax Canada in three simple ways: online, by phone, or via mail. Learn how to get started today!
How much does credit counseling cost? DEBT INSIDERS

How much does credit counseling cost?

debt management plan
Discover the true cost of credit counseling in Canada! Learn about what to watch-out for and make sure you're credit counsellor has your best interests in mind!
How bankruptcies work in Ontario? DEBT INSIDERS

How bankruptcies work in Ontario?

personal bankruptcy
Discover how the bankruptcy process works in Ontario from a Licensed Insolvency Trustee. Learn more about filing and finding relief from creditors today!
What happens if you never pay collections? DEBT INSIDERS

What happens if you never pay collections?

debt management plan
Ignoring debt collections can impact your credit score and lead to relentless pursuit by agencies. Learn more about the consequences and your options now!