Why does MJR Capital Services keep calling me?

_{MJR Capital Services, collections agency, Ontario}

MJR Capital Services, a friendly but professional collections agency, is contacting you about overdue debts. They might be helping your creditors settle outstanding amounts. If they call, ask for the details—like your original creditor and balance due. It’s standard practice, nothing to stress about!

_{MJR Capital Services: Helping with overdue payments today.}

Question

Why does MJR Capital Services keep calling me? MJR Capital Services keeps calling, and I don’t know why. Are they a collections agency, and how should I handle this?

From: Anonymous Question Location: Guelph, Ontario (ON)
Topic: credit rebuilding

Debt Insiders Answer

MJR Capital Services Inc. is reaching out to you because there might be some overdue payments on your part—whether we’re talking about secured or unsecured debts—and they’re calling on behalf of the creditors they work with. They’re pros in the credit world, offering both first-party outsourcing and third-party collection assistance for their clients. These calls are standard procedure in their debt collection efforts. If you’re scratching your head about why they’re getting in touch, it likely relates to some outstanding amount they’re trying to settle. Make sure to ask them for all the nitty-gritty details about the debt—the original creditor, the balance due, and any documentation they can provide. If you want to know more about how debt collectors roll in Canada, take a look at debt collectors.

From: Insider Scott

Office of the Superintendent of Bankruptcy (OSB) Answer

MJR Capital Services may be contacting you because they are a collections agency attempting to collect a debt you may owe. Under the Collection Agencies Act, they are required to follow specific rules regarding communication and debt collection practices. If you are unsure why they are calling, you can request validation of the debt, which they are obliged to provide under section 14 of the Act.

To handle this situation, consider the following steps: refrain from providing personal information until you verify their legitimacy; request written communication detailing the debt; and if you believe their practices violate any regulations, you can file a complaint with the appropriate provincial authority as outlined in the regulations.

From: OSB Helper

Related Questions

Here are the top 5 most frequently asked questions related to “Why does MJR Capital Services keep calling me?” based on common concerns and trends:

1. Why is MJR Capital Services calling me if I don’t owe any money?

MJR Capital Services might be calling due to a mistaken identity or an error in their records.

2. How can I stop MJR Capital Services from calling me?

You can request to be removed from their call list by contacting MJR Capital Services directly and providing them with your contact information to update their records.

3. What if MJR Capital Services is calling me for someone else’s debt?

Inform MJR Capital Services of the mistake, provide your identification, and ask them to update their records to reflect that the debt does not belong to you.

4. Can MJR Capital Services affect my credit score if they keep calling?

Yes, if MJR Capital Services continues to pursue a debt that is not yours, it could potentially harm your credit score due to incorrect reporting.

5. How do I verify the debt that MJR Capital Services is calling about?

Request a detailed statement of the debt from MJR Capital Services, including the original creditor, amount owed, and any other relevant details to verify the legitimacy of the debt[1][5].

If you have a question about debt see our debt questions or ask your own debt related question.

References

_{Table of article references}